Navan
Formerly TripActions — combined travel, expense, and corporate card, tying card spend to booked travel and policy.
Overview
Navan, formerly TripActions, combines corporate travel, expense management, and a corporate card in one platform, tying card spend to booked travel and policy. Its card carries no foreign transaction fees and returns up to 1.5% flat cash back on every transaction. Entry is free: Navan Business includes travel and the first five expense users at no cost, with a $15/user/mo charge for expense users beyond that and no annual card fee.
The platform covers the operational basics of spend management: unlimited on-demand virtual cards with customizable limits, mobile receipt capture auto-matched to transactions, configurable spend policies that flag out-of-policy charges, and employee reimbursements across 45 countries and 25 currencies. Enterprise controls are present too, including SOC 2 Type 2, SAML SSO, SCIM provisioning, native accounting sync to NetSuite, QuickBooks Online, Xero, and Sage, and public Booking and Expense APIs.
Best for
- Companies that want travel and expense unified, where card spend is automatically tied to booked trips and coded to the trip or GL.
- Teams with international spend that need to avoid foreign transaction fees and reimburse employees across many countries and currencies.
- Small teams testing a card and expense tool on a low budget, since travel and the first five expense users are free with no annual card fee.
- Buyers with enterprise IT and finance requirements: SOC 2 Type 2, SAML SSO, SCIM provisioning, native ERP sync, and public APIs.
Less ideal for
- Teams that prize rewards above all: cash back is capped at up to 1.5% flat, with no tiered or category-bonus structure.
- Larger finance teams whose expense headcount runs well past five users, where the $15/user/mo paid tier adds up.
Pricing
Card & limits
Rewards & cash back
Spend management
Security & compliance
Platform & integrations
Compare Navan
Alternatives to Navan
Mid-market spend management — corporate cards with AP automation, expenses, and procurement; now part of Paylocity.
View profileThe incumbent business-card issuer — established Membership Rewards and premium perks across a broad charge and credit lineup.
View profileFormerly Divvy — free corporate cards with real-time budgets and expense automation for small and mid-sized businesses.
View profileSources · 9 verified references
Affiliate disclosure. DecisionWire may earn a commission when you sign up through outbound links on this page, at no extra cost to you. Commissions never influence our data, scores, or rankings. Full disclosure.