Corporate Cards · Vendor profile
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Navan

Formerly TripActions — combined travel, expense, and corporate card, tying card spend to booked travel and policy.

Founded 2015· Palo Alto, CA· ~3k employees· navan.com ↗
Last verified 32 days ago · 9 sources · Updated automatically
Founded
2015
Headquarters
Palo Alto, CA
Employees
3k

Overview

Navan, formerly TripActions, combines corporate travel, expense management, and a corporate card in one platform, tying card spend to booked travel and policy. Its card carries no foreign transaction fees and returns up to 1.5% flat cash back on every transaction. Entry is free: Navan Business includes travel and the first five expense users at no cost, with a $15/user/mo charge for expense users beyond that and no annual card fee.

The platform covers the operational basics of spend management: unlimited on-demand virtual cards with customizable limits, mobile receipt capture auto-matched to transactions, configurable spend policies that flag out-of-policy charges, and employee reimbursements across 45 countries and 25 currencies. Enterprise controls are present too, including SOC 2 Type 2, SAML SSO, SCIM provisioning, native accounting sync to NetSuite, QuickBooks Online, Xero, and Sage, and public Booking and Expense APIs.

Best for
  • Companies that want travel and expense unified, where card spend is automatically tied to booked trips and coded to the trip or GL.
  • Teams with international spend that need to avoid foreign transaction fees and reimburse employees across many countries and currencies.
  • Small teams testing a card and expense tool on a low budget, since travel and the first five expense users are free with no annual card fee.
  • Buyers with enterprise IT and finance requirements: SOC 2 Type 2, SAML SSO, SCIM provisioning, native ERP sync, and public APIs.
Less ideal for
  • Teams that prize rewards above all: cash back is capped at up to 1.5% flat, with no tiered or category-bonus structure.
  • Larger finance teams whose expense headcount runs well past five users, where the $15/user/mo paid tier adds up.

Pricing

Starting Monthly Price (USD)
$0 · Navan Business is free (travel + first 5 expense users); card has no annual fee
Paid Tier Price (USD/user/mo)
$15 · $15/user/mo for expense users beyond the first 5 (Navan Business)

Card & limits

Card Type
charge card · Corporate-liability card (no personal credit impact); issued via Celtic Bank/Stripe/Adyen. Type not labeled 'charge card' on any first-party Navan card page.
Card Network
Visa · Issued-card network not first-party confirmed (inferred)
No Personal Guarantee
Not tracked yet
Limit Basis
Not tracked yet
Virtual Cards
Unlimited on-demand virtual cards with customizable spend limits; auto-generated per booking
No Foreign Transaction Fees
No conversion fee on cross-currency card spend: a purchase card issued in one currency can be used in others, settling in the issuing currency (USD/GBP/EUR) with no conversion fee.

Rewards & cash back

Rewards Model
flat cash back · Up to 1.5% back on every Navan card transaction; travel-centric rewards also via Navan Rewards
Flat Cash-Back Rate
1.5% · Up to 1.5% back on every Navan card transaction ('up to' is the ceiling rate)

Spend management

Receipt Capture & Matching
Mobile receipt photo upload, auto-matched to transactions; travel charges auto-coded to trip/GL
Approval Workflows & Policies
Configurable spend policies; out-of-policy transactions instantly flagged; unlimited policy/approval workflows
Employee Reimbursements
Out-of-pocket reimbursements via payroll or bank, across 45 countries / 25 currencies; included free for first 5 users
Bill Pay / AP
Not tracked yet

Security & compliance

SOC 2
AICPA SOC 2 Type 2 (also SOC 1 Type 2)
SSO (SAML)
SSO via SAML 2.0 (Okta, Azure) and OpenID Connect
SCIM Provisioning
SCIM provisioning (Okta SCIM); HRIS integrations also via SCIM

Platform & integrations

Accounting / ERP Sync
Native sync to NetSuite, QuickBooks Online, Xero, Sage (Intacct), Datev
Public API
Public Booking API and Expense API for integrating booking/expense transaction data

Compare Navan

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Sources · 9 verified references

navan.com app.navan.com

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