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Corporate Cards

11 vendors tracked ·Reviewed 28 days ago ·Updated automatically

Business charge and credit cards with built-in spend controls, expense automation, and rewards — typically underwritten on company cash and revenue rather than personal credit, and bundled with a spend-management platform. Below are the vendors DecisionWire tracks in this category, with facts sourced and re-verified from each provider.

Editor's top picks

Top pick

Ramp

Best for controllers automating spend on a free plan

Free charge card with no personal guarantee, flat cash back, AI receipt matching, bill pay, and two-way sync to 40+ ERPs. Note the trade-off abroad: international purchases carry a Visa conversion markup up to 3%.

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Top pick

Wise Business

Best for fee-free international card spend

Multi-currency debit card with no foreign transaction fees at the mid-market rate. Trade-offs: it's balance-funded with no rewards, and offers per-card limits only — no multi-step approval routing.

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Top pick

Brex

Best for startups wanting cards plus enterprise controls

Free charge card with no personal guarantee, no foreign transaction fees, plus SAML SSO, SCIM, bill pay, and a public API. Advanced SSO requires the $12/user Premium tier.

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Picks reflect DecisionWire's editorial assessment of fit, generated from the verified facts below — never vendor payments.

Head-to-head comparisons

Brex vs. Ramp vs. Mercury

Brex vs. Ramp

Brex vs. American Express

BILL Spend & Expense vs. Brex

View all 30 Corporate Cards comparisons

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All vendors

Showing all 11 vendors · sorted alphabetically

Vendor Starting Monthly Price (USD)Paid Tier Price (USD/user/mo)Card Type Founded

Airbase Mid-market spend management — corporate cards with AP automation, expenses, and procurement; now part of Paylocity.

— — — 2017

American Express The incumbent business-card issuer — established Membership Rewards and premium perks across a broad charge and credit lineup.

$0 — charge card 1850

BILL Spend & Expense Formerly Divvy — free corporate cards with real-time budgets and expense automation for small and mid-sized businesses.

$0 — charge card —

Brex AI-powered spend platform — corporate charge cards, bill pay, expense management, and banking, with no personal guarantee.

$0 $12 charge card 2017

Capital One Spark Capital One's small-business card line — simple flat-rate cash-back and miles cards underwritten the traditional way.

$0 — charge card —

Mercury Business banking with the balance-funded IO card — the simplest card add-on if you already bank with Mercury.

$0 $29.9 charge card 2017

Navan Formerly TripActions — combined travel, expense, and corporate card, tying card spend to booked travel and policy.

$0 $15 charge card 2015

Ramp Finance automation platform — a flat-cash-back charge card with strong controls, AI receipt matching, and bill pay, built to cut spend.

$0 $15 charge card 2019

Revolut Business Multi-currency business account with corporate cards, expense management, and strong FX for cross-border spend.

$10 $40 debit 2015

Rho All-in-one finance platform — a corporate charge card with AP, banking, and treasury in one, with no personal guarantee.

$0 — charge card 2018

Wise Business Multi-currency business account with debit and expense cards, built around low-cost FX for international payments.

$0 — debit 2011

How we rank

Sourced from primary material

Facts come from each vendor's own pricing, security and product pages, plus filings and press — never scraped review sites.

Re-verified continuously

Every data point carries a last-verified date. When a vendor changes pricing or certifications, the record updates automatically.

Independent of vendors

Affiliate commissions fund the research but never influence rankings, scores or which facts we surface. Picks are editorial.

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