Brex vs. Revolut Business

Last verified 32 days ago · 15 sources · Updated automatically

Brex and Revolut Business compared across Company facts, Pricing, Card & limits, Rewards & cash back, Spend management, Security & compliance and Platform & integrations — every fact sourced and re-verified from each vendor's public material.

Brex

AI-powered spend platform — corporate charge cards, bill pay, expense management, and banking, with no personal guarantee.

Founded2017

HQ San Francisco, CA

Visit Brex Full profile

Revolut Business

Multi-currency business account with corporate cards, expense management, and strong FX for cross-border spend.

Founded2015

HQ London, United Kingdom

Visit Revolut Business Full profile

Attribute

Brex

Revolut Business

Company facts

Headquarters

San Francisco, CA

London, United Kingdom Global Group operating HQ in London. US entity (Revolut Technologies Inc.) is in New York, NY.

Employees

1.1k

—

Pricing

Starting Monthly Price (USD)

$0 Essentials plan, free

$10 Basic plan, $10/user/mo (US). No free plan in the US; Basic is the cheapest tier.

Paid Tier Price (USD/user/mo)

$12 Premium plan

$40 Grow plan, $40/mo (US) — first step up from Basic, adds custom approvals, analytics, Business API.

Card & limits

Card Type

charge card Paid in full, no interest

debit US cards are prepaid, drawn from the Revolut Business account balance.

Card Network

Mastercard World Elite Mastercard

Visa or Mastercard US prepaid cards offered on both Visa and Mastercard (Revolut Prepaid Visa / Revolut Prepaid Mastercard), issued by Lead Bank.

No Personal Guarantee

Yes

Balance-funded prepaid/debit card — no personal guarantee or personal credit check; spend is limited to deposited funds.

Limit Basis

cash balance & revenue

account balance Spending is funded by and limited to the available Revolut Business account balance (prepaid/debit).

Virtual Cards

Yes

Up to 50 virtual cards per team member, issued instantly with per-card spend/category/country controls; usable in Apple/Google Pay.

No Foreign Transaction Fees

Yes

—

Rewards & cash back

Rewards Model

tiered points Up to 7x points by category

—

Spend management

Receipt Capture & Matching

Yes

AI receipt capture (photo/email) with OCR auto-fill and auto-matching to transactions, up to 98% match accuracy. Expense add-on, extra cost on all plans.

Approval Workflows & Policies

Yes

Configurable spend policies/card controls on all plans; custom multi-step spend & expense approval workflows on Grow plan and above.

Employee Reimbursements

Yes

Built-in out-of-pocket reimbursements with receipts and instant payouts, plus a mileage-claims tool. Part of the Expenses add-on (extra per-member fee).

Bill Pay / AP

Yes

US: pay suppliers, vendors and subscriptions via virtual company cards. Dedicated Revolut BillPay / AP invoice payment is not confirmed for the US (appears only on UK/global pages).

Security & compliance

SOC 2

SOC 2 Type II

—

SSO (SAML)

Advanced SSO on Premium+

—

SCIM Provisioning

Via Microsoft Entra & Okta

—

Platform & integrations

Accounting / ERP Sync

QuickBooks, Xero, NetSuite, Sage Intacct

Native sync to QuickBooks, Xero, NetSuite, Sage Intacct, FreeAgent, Dynamics 365 Business Central, Odoo, Zoho Books and more; on all plans.

Public API

Public REST API

Public Business API (REST) for cards, transactions, payments; documented at developer.revolut.com. Available on Grow plan and above.

The verdict

Brex

Best for credit limits and card rewards at lower cost

Brex extends a charge card with limits set on cash balance and revenue, not just deposited funds, and is free to start ($0 vs Revolut's $10/user); its paid tier runs $12 vs $40. It adds tiered points up to 7x and no foreign transaction fees, neither of which Revolut documents here.

Full profile

Revolut Business

Best for prepaid spend control and broad accounting sync

Revolut funds a balance-limited prepaid/debit card on Visa or Mastercard (Brex is charge, Mastercard-only), with up to 50 virtual cards per member and per-card spend, category and country controls. AI receipt capture hits up to 98% match accuracy, and accounting sync spans more platforms, including FreeAgent, Odoo and Zoho Books.

Full profile

Sources · 15 verified references

en.wikipedia.org help.revolut.com brex.com revolut.com developer.brex.com

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